• sydney, shop 3/374 High St, Penrith NSW 2750

First Home Buyers

  1. Home
  2. First Home Buyers

Take control of your financial future and reach your homeownership goal—an intelligent strategy to save money and secure better loan conditions.

Navigating the First-Time Home Buyer application can be daunting. Let us assist you through every step, ensuring confidence in your choices.

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Arya Finance : A Guide for First-Time Home Buyers

Owning a home remains a top aspiration for Australians. At Arya Finance, we specialize in assisting first-time buyers with understanding the home loan process and accessing government assistance programs.

Support Programs for First-Time Home Buyers

  • First Home Buyer Choice

    • In NSW, first-home buyers can opt for either an upfront stamp duty payment or an annual property tax, reducing entry costs.

  • First Home Guarantee

    • This federal initiative helps buyers purchase homes with just a 5% deposit, eliminating Lenders’ Mortgage Insurance.

  • First Home Buyers’ Grant

    • A government-funded one-time grant, varying by state, designed to assist new homeowners.

  • First Home Super Saver Scheme

    • This program allows voluntary super contributions to be withdrawn and used for a home deposit.

Why Choose Arya Finance?

We provide expert guidance, tailor-fit loan solutions, and seamless home-buying experiences. Our knowledgeable mortgage brokers will navigate the process with you.

Frequently Asked Questions

First-time buyers in NSW can benefit from the First Home Buyer Choice, First Home Guarantee, First Home Buyers’ Grant, and First Home Super Saver Scheme.
Eligibility requires being a first-time buyer, 18 or older, an Australian citizen or permanent resident, and purchasing a home under $1.5 million.
The loan approval process generally takes 15–30 business days, depending on lender requirements.
Other options include fixed-rate, variable-rate, and split loans combining both.

Get in touch with us today to discover how we can assist you in reaching your goals, whether it's owning a home, making an investment, purchasing a new car, expanding your business, securing farm financing, or getting a better rate on your existing loans.

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